Break Free From Debt and Reclaim Your Financial Future
We've helped over 850,000 Americans resolve more than $18 billion in debt. Get your personalized plan today and take the first step toward financial freedom.
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How Debt Relief Works
Our proven 4-step process has helped hundreds of thousands become debt-free
Free Consultation
Speak with a certified debt specialist who will review your financial situation at no cost.
Custom Plan
Receive a personalized debt relief program tailored to your unique financial needs.
We Negotiate
Our expert negotiators work with your creditors to reduce your total debt amount.
Become Debt-Free
Make one affordable monthly payment and watch your debts disappear.
Why Choose Us
Experience the difference with America's most trusted debt relief company
Reduce Debt 40-60%
Our skilled negotiators consistently achieve significant reductions on what you owe your creditors.
One Simple Payment
Replace multiple stressful payments with a single affordable monthly deposit you control.
No Upfront Fees
You pay nothing until we successfully settle your debt. We succeed only when you do.
Dedicated Support Team
Your personal team of experts guides you through every step of the debt relief process.
Debt-Free in 24-48 Months
Our programs are designed to get you out of debt faster than minimum payments ever could.
100% Confidential
Your information is protected with bank-level encryption and strict privacy policies.
Success Stories
Join thousands who have achieved financial freedom with our help
"I had $47,000 in credit card debt and felt hopeless. Freedom Debt reduced it to just $19,000. I'm now completely debt-free and saving for my future!"
"After my divorce, I was drowning in debt. The team was compassionate and professional. They negotiated settlements I never thought possible."
"I was skeptical at first, but this program changed my life. My $62,000 debt was settled for less than half. Best decision I ever made."
Frequently Asked Questions
Get answers to common questions about debt relief
Our program covers most unsecured debts including credit cards, medical bills, personal loans, private student loans, and collection accounts. Secured debts like mortgages and auto loans are not eligible.
On average, our clients save between 40-60% of their enrolled debt before fees. Your actual savings will depend on your creditors, account status, and other factors specific to your situation.
Debt settlement may temporarily impact your credit score. However, many clients see their scores recover and even improve once they become debt-free, as their debt-to-income ratio improves significantly.
Most clients complete our program in 24-48 months, depending on the amount of debt enrolled and their monthly deposit amount. This is typically much faster than paying minimum payments.
We charge no upfront fees. Our fee is a percentage of the debt enrolled or the amount saved (depending on your state), and is only charged after we successfully settle your debt.
Once enrolled, we handle all communication with your creditors on your behalf. While creditors may initially continue contact, most reduce or stop once negotiations begin.
Ready to Start Your Debt-Free Journey?
Join over 850,000 Americans who have taken control of their finances
Get Your Free ConsultationGet In Touch
Our certified debt specialists are ready to help you create a personalized plan. Contact us today for your free, no-obligation consultation.
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New York, NY 10001